QuoteBoffin Insurance Comparison

Terms and Conditions

OUR TERMS OF USE

These Terms govern the use You may make use of Our Website, www.quoteboffin.co.uk ("Website"). Please read these terms carefully before You start using Our Website. If You do not agree with these terms; or if You are under 18 (or 17 in the case of motor insurance); or if You are not a UK resident, You must NOT use this Website . By using this Website You are accepting these terms.

If You have any questions about these terms or have a general query, please get in touch. You can email us at enquiries@quoteboffin.co.uk , or post a letter to:

QuoteBoffin.co.uk
MMT Centre
Severn Bridge
Aust
Bristol
BS35 4BL

INFORMATION ABOUT US AND OUR WEBSITE

QuoteBoffin.co.uk is a Website operated by David and Co Consultants Limited ("We" and "Us"). We are registered in Scotland under company number SC199775 our registered office is:

MMT Centre
Severn Bridge
Aust
Bristol
BS35 4BL

Our intention is to give an overview of every product or service to which we have access and that is available to You. It is possible that You might find a better deal elsewhere even though We do seek to ensure the information on Our Website and the deals that we are able to negotiate on Your behalf offer You the best value. Whilst we endorse all of the products and service providers available on our site, we cannot offer tailored advice. Should you require tailored advice then please seek independent professional advice.

Please make sure You understand the Guidance Notes relevant to the services on this site that You are interested in. As with the rest of these terms, if You do not agree with them, then do not use this Website.

If any introduction is being made to a financial services company, insurance company or advisor, where appropriate, We will clearly display the identity of the financial services company, insurance company or advisor on Our Website.

ACCESSING OUR WEBSITE AND CONTENT

We will always try to provide You with uninterrupted access to Our Website, but We can not make any promises about this and may terminate, suspend or restrict Your access to Our Website at any time.

OUR WEBSITE CHANGES REGULARLY

We make every reasonable effort to ensure that the content available to You on Our Website is up to date and accurate and for this reason We make changes to Our Website on a daily basis. Accordingly it is generally not possible to notify You about any changes that We make to Our Website.

CHANGES TO THESE TERMS AND CONDITIONS

We may need to amend or change Our terms and conditions from time to time. You will still need to agree to them, so You should regularly check this document when You use Our Website. It is important that You do this because if You keep using Our Website, We will assume that You have agreed to any changes that We have made to Our terms and conditions. These terms and conditions were last updated on 1st March 2010.

INTELLECTUAL PROPERTY RIGHTS

Logos denoting a ™ or the ® are trademarks or registered trade marks of David and Co Consultants Limited (or its licensors).

QuoteBoffin.co.uk is Our intellectual property and You may not use it without Our written permission.

We own or are the licensee of all intellectual property rights in Our Website. This includes all software We use to run Our Website and all the material published on it. You agree that We make Our intellectual property available to You for Your personal use only. You must not copy, alter, modify, sell, distribute, publish or create a derivative work from any of the materials on Our Website or create any links to it without first obtaining Our written permission.

We will allow You to print off one copy, and download extracts, of any page(s) from Our Website for Your personal use. However if You do this, Our status (and that of any identified contributors) as the authors of material must always be clearly acknowledged.

You retain ownership of all the personal information You submit on Our Website. You grant us a perpetual, world-wide royalty-free licence to use, copy, distribute, publish and transmit such information but always in accordance with Our Privacy Policy .

OUR LIABILITY

We use reasonable endeavours to ensure that the data on Our Website is accurate and that Our service is reliable. Like any other business, We try to correct any errors or omissions in Our Website as soon as practicable after being made aware of them. However, We can not provide You with any guarantee about this. We also can not guarantee that Our Website or the data on it will be fault free, uncorrupted or free of viruses which may harm Your computer.

It is important for You to be aware that Our Website also contains a lot of information submitted to us by third parties (that is people or companies other than Us). We do not monitor, verify or endorse information submitted by these third parties for inclusion on Our Website and You should be aware that such information may be inaccurate, incomplete or out of date.

We do not seek to exclude or limit our responsibilities or liability that cannot be limited or excluded under any applicable law. This includes Our liability for things such as fraud, negligence, death or personal injury and also the responsibilities We have under certain legislation such as the Financial Services and Markets Act 2000.

In all other cases, and to the extent that We are permitted to do so by law, We exclude all warranties, terms and representations (whether express or implied) as to the accuracy of any information contained on Our Website. We have no liability to You for, any liability for any loss or income, revenue, business, profits or contract, anticipated savings, data, goodwill or opportunity, direct, indirect or consequential loss or damage incurred by You in connection with Your use, inability to use, or results of the use of Our Website and any materials posted on it or any Websites linked to it.

YOUR LIABILITY

If You use Our Website, it is reasonable for Us to expect that You will adhere to these terms and conditions. If We think You have breached any of these terms and conditions or demonstrated inappropriate conduct when using Our Website, We may take measures to terminate or suspend Your access to the Website. If Your use of Our Website causes Us to suffer any loss or damage, You shall be responsible for reimbursing these costs.

CUSTOMER SERVICE, COMPLAINTS AND CONTACTING US

Our aim is to at all times provide You with an excellent service. However, if You are unhappy with Our service for any reason, please contact Our Customer Services Team (Complaints Handling) at Our address given above, by telephone on 01454 634 535 or by submitting a complaint.

If You do wish contact us by telephone, Our customer service help line is available Monday to Friday 9.30am to 6.00pm UK Time, all calls will be charged at local rates and Your call to us may be monitored or recorded. This will help us to train Our staff and improve Our service to You. A recording will only be used under proper and careful supervision.

We will endeavour to acknowledge receipt of Your complaint, in writing, within 5 business days and We will inform You of the name or job title of the individual handling the complaint. We may combine the acknowledgement of the complaint with Our final response, but in any event We aim to resolve complaints at the earliest opportunity. If You are unhappy with any product or service that You have been introduced to through our Website, We recommend that You approach the provider of that product or service directly. If You require any provider's contact details, please contact Our Customer Services Team who will be happy to assist.

TRANSACTIONS CONCLUDED THROUGH OUR WEBSITE

Our Website is entirely free to use. However, Our Website contains links to other sites and resources provided by third parties which may offer You products or services for a fee. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from Your use of them.

It is up to You whether or not You chose to obtain products or services from third parties through clicking on a link in Our Website to the Website of a third party. However, if You do decide to do this, then You will be leaving Our Website and Your use of any third party website including any payments You may make to them for their products and services will be governed by their terms and conditions of supply and not by these terms. Accordingly we strongly suggest that You also read the terms and conditions of any third party Website that You may access through clicking on a link from Our Website. We remind You that We can not be responsible or liable for the content, advertising, products services or the use You make of any third party Websites.

GUIDANCE NOTES

The following sections form part of the terms and conditions and provide more specific guidance on certain products and services.

Insurance products and services

Our insurance service allows You to compare insurance policies for various types of insurance products and services. We may act as the introducer for some policies or services.

Whilst we endorse the products and service providers that appear on our website we do NOT provide advice. Before You buy any policy You must carefully read the terms of the policy, the insurer's terms and conditions and any other relevant documentation which applies to the policy. You should always familiarise Yourself with all the details of any insurance policy that you are considering buying, for example, the restrictions, exclusions, conditions and obligations which apply to the policy. You must ensure that the policy matches Your requirements and that You agree to the terms of the policy before You place an order to purchase any insurance product or service. We accept no responsibility whatsoever in the event that any policy purchased by You does not meet Your requirements.

We will use the information You input into the application form to search for suitable policies allowing You to select the most appropriate based on features a policy may have and the premium and it will be a condition of any offer of insurance cover that the information that you have provided is completely accurate and honest and We and the Insurers We suggest to you will rely on your answers. We may also use the information You input to provide you with further quotations from time to time (such as at anniversaries of the start date of your original quotation). The answers that you give may also affect any special or promotional deals we have been able to negotiate for You. It is Your responsibility to ensure that such information and all other information You provide to the insurers (before cover begins and during the term of any policy You take out) is complete, accurate and not misleading. The information You supply may be used to carry out certain credit checks through licensed credit-referencing agencies. This is used as part of the underwriting process for some of the insurers and a record of this search will be made. If You are in any doubt as to whether any information is relevant You should disclose it. If You do not provide all such information Your selected insurer may be able to treat Your insurance policy as if it never existed.

It is the insurer's responsibility to provide all relevant documentation to You and We can accept no responsibility in the event that You do not receive the documentation requested or expected (unless We are the relevant insurer).